Reclaim Mis-Sold Payment Protection Insurance (PPI)

Unfair PPI agreements affect many of the UK population.  Now you can do something positive and fight back with no upfront fees to pay.

Payment Protection Insurance is a product that is offered with nearly all credit agreements and there are many reasons why your claim may be a valid one.

• Have you been miss sold Payment Protection insurance (PPI)?
• No upfront charges
• Our solicitors charge 20% of recovered monies
• If successful claimants in default can apply to have their defaults and CCJ’s removed from their credit history.om their credit history.

At the time you took out your PPI  were you:

• Self Employed, retired a student or a homemaker?
• Told you had to take out the PPI to get the credit?
• Pressured into taking the PPI?
• Not told that you could buy PPI elsewhere?

If yes to any of the above you may have been mis-sold and entitled to a FULL REFUND!

The financial ombudsman has reported that 80% of the PPI complaints it received from customers were being upheld.

Here are a few examples of the real cost of PPI that the Citizens Advise Bureau has identified: Citizens Advice Bureau PPI report findings Sep 2005.

• The average claim for PPI so far is £2.5k with secured loan PPI even higher.
• The financial services authority conducted an investigation into PPI and concluded that tens of thousands of people could have received bad advice.  Many didn’t know they even had PPI.

DO YOU THINK YOU HAVE BEEN MIS SOLD?

We can help.  If your claim is likely to be a success we will manage the whole process for you and update you every step of the way , it won’t cost you a penny*.  If your not sure if you were mis-sold call us now for a free consultation.

CALL US TODAY ON 0845 867 65 44 or use our enquiry form.

Lenders who sell Payment Protection Insurance with Personal Loans include:

Who has been fined?

HSBC-owned lender HFC Bank was fined a record £1.09m by the Financial Services Authority (FSA) for failing to treat customers fairly when selling Payment Protection Insurance (PPI). The regulator said today that between January 2005 and May 2007, HFC sold PPI with 75% of the loans that it provided - exposing around 163,000 customers to the risk of buying PPI which was unsuitable for their needs.

GE Capital were also fined £610,000 and Capital One were fined £175,000 for failing to have adequate systems and controls for selling Payment Protection Insurance (PPI) insurance and for failing to treat its customers fairly.

The Home Shopping firm Redcats was also handed a £270,000 fine for selling payment protection insurance to 160,100 customers that may not of needed it.

CALL US TODAY ON 0845 867 65 44 or use our enquiry form.

* We may in line with our terms of business make a cancellation / admin charge.