
How does it work?
Real Claims do not take any percentage or money from your claim we only charge a small review fee to ensure your enquiry receives the attention it deserves. If it is found not to comply with the consumer credit act you may be able to claim money back, have your loan partially written off or the balance wiped out completely
- Step 1
The first step in proving that you have an unenforceable loan agreement is identify your chances of success. We should be able to do this very quickly on the phone or via email by understanding the nature of your loan.
- Step 2
The second step is to take a look at the agreement. In many cases you should have this to hand however for one reason or another you may have lost them or maybe never received one. In this case your loan agreement number will suffice.
- Step 3
Once you have a copy of your agreement or your loan number you can send this to our legal team for evaluation along with our review fee of £295.00 including vat our address is:
RealClaims
First Floor, 32 Clifton Street
Blackpool
FY1 1JP
If you have more than 1 agreement the cost per addition agreement is £195.00 for the second card/loan and £95.00 thereafter. You receive 100% of the compensation.
- Step 4
The next step is down to our legal team to assess your agreement for flaws, our dedicated team have all the skills to carry this through and aim to assess your agreement within a week and return to you a detailed report of our findings.
- Step 5
Once we have satisfied ourselves that your agreement is invalid we will inform you and begin steps with your lender to wipe the debt clean. In most cases once we have proved your debt is unenforceable there is little for the lender to argue.
- Step 6
Once we have formal communication back from your lender we will write to you with the good news. You will have been freed from your requirement to keep up your payments. The whole process should take 3-6 months.
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