Comments on: What are Unenforceable Loans? http://www.realclaims.co.uk/blog/index.php/unenforceable-loans/what-are-unenforceable-loans/24 A blog about the mis-selling of PPI and unenforceable loans Mon, 10 Aug 2009 12:16:14 +0100 hourly 1 By: James http://www.realclaims.co.uk/blog/index.php/unenforceable-loans/what-are-unenforceable-loans/24/comment-page-1#comment-16 James Mon, 10 Aug 2009 12:16:14 +0000 http://www.realclaims.co.uk/blog/index.php/unenforceable-loans/what-are-unenforceable-loans/24#comment-16 Thanks for the comment. This post is about what unenforceable loans are, so people have a better understanding of them. If you feel that one of your loans maybe unenforceable you can pay a small fee to a company like ours (http://www.realclaims.co.uk) where our solicitors will go over the agreements and see if it is unfair or not. If the agreement is unfair then the court has discretionary powers to redress the balance which includes making the loan unenforceable meaning that you would not have to pay back the debt. We will warn that the debt is not always wiped clean but the loan company will not be able to charge you interest or ask for repayments. It is also possible to challenge your own agreements but we would recommend doing some considerable research into the matter to ensure the best possible chance of success. Thanks for the comment.

This post is about what unenforceable loans are, so people have a better understanding of them.

If you feel that one of your loans maybe unenforceable you can pay a small fee to a company like ours (http://www.realclaims.co.uk) where our solicitors will go over the agreements and see if it is unfair or not.

If the agreement is unfair then the court has discretionary powers to redress the balance which includes making the loan unenforceable meaning that you would not have to pay back the debt.

We will warn that the debt is not always wiped clean but the loan company will not be able to charge you interest or ask for repayments.

It is also possible to challenge your own agreements but we would recommend doing some considerable research into the matter to ensure the best possible chance of success.

]]> By: Don http://www.realclaims.co.uk/blog/index.php/unenforceable-loans/what-are-unenforceable-loans/24/comment-page-1#comment-10 Don Fri, 07 Aug 2009 10:35:56 +0000 http://www.realclaims.co.uk/blog/index.php/unenforceable-loans/what-are-unenforceable-loans/24#comment-10 I hear what you say and do not doubt it is excellent information. My BC was taken out in 2004 and limit has been increased 3 times. never asked, just was on when a statement came in. Its all well and good saying it is not enforceable but!!! how as a man in the street do I reclaim my RIGHTS! Its all well and good saying BC should not do this nor that--but!! how do I enforce this. There is lots of good advice out here, but nowhere can I see the man in street getting his rights delt with without lots of srious hassle. If they are wrong it should be automatic that "some" organisation out there steps in imediatley and tells them. We should be able to, EASILY to enforce our rights, so far we just cannot. So, telling us what we can do and how wrong THEY are seems to me a total waste of someones excellent effort to try and help. Info is one thing, action is a different animal. Cheers I hear what you say and do not doubt it is excellent information. My BC was taken out in 2004 and limit has been increased 3 times. never asked, just was on when a statement came in. Its all well and good saying it is not enforceable but!!! how as a man in the street do I reclaim my RIGHTS! Its all well and good saying BC should not do this nor that–but!! how do I enforce this. There is lots of good advice out here, but nowhere can I see the man in street getting his rights delt with without lots of srious hassle. If they are wrong it should be automatic that “some” organisation out there steps in imediatley and tells them. We should be able to, EASILY to enforce our rights, so far we just cannot. So, telling us what we can do and how wrong THEY are seems to me a total waste of someones excellent effort to try and help. Info is one thing, action is a different animal. Cheers

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